Terms of Service
These terms govern your use of Lake Ozark Leads ("we", "us"), at lakeozarkleads.com. By subscribing or using the site, you agree to them.
1. What the service is
Lake Ozark Leads organizes public records from county assessor, GIS and collector sources in Camden, Miller, Morgan, Benton and Laclede counties, Missouri, to list bank-owned properties and properties with unpaid property taxes. We update the information weekly.
2. Information is provided as-is
Public records can be incomplete, outdated or wrong, and our processing can introduce errors. We make no warranty that any information is accurate, complete or current, including ownership, amounts owed, acreage, location, utilities or whether a property is for sale. Verify everything with the county collector, the recorder of deeds and other official sources before you act. Nothing on this site is legal, tax, real-estate or financial advice. Paying someone else's property taxes does not give you ownership of their property.
3. Subscriptions and billing
- Subscriptions are billed in advance, monthly ($10) or yearly ($100), through our payment processor, Stripe, and renew automatically until canceled.
- You can cancel anytime from your Account page. Access continues to the end of the period you've paid for. We don't provide refunds for partial periods, except where the law requires.
- We may change prices with at least 30 days' notice by email; changes apply at your next renewal.
4. How you may and may not use the information
You may use the information for your own real-estate research, investing and lawful outreach to property owners. You may not:
- use it to decide anyone's eligibility for credit, insurance, employment, housing or rental, or for any other purpose covered by the Fair Credit Reporting Act. We are not a consumer reporting agency;
- harass, threaten or mislead property owners, or contact them in violation of the law, including telemarketing, do-not-call, anti-spam and debt-collection laws;
- resell, republish or share the subscriber data, or your login, with others;
- scrape, copy in bulk or interfere with the site.
We may suspend or end accounts that break these rules.
5. Limitation of liability
To the fullest extent allowed by law, we are not liable for any indirect, incidental or consequential damages, or for losses from decisions you make using the information. Our total liability for any claim is limited to the amount you paid us in the 12 months before the claim.
6. Changes and governing law
We may update these terms; we'll post the new date above and, for material changes, notify subscribers by email. These terms are governed by the laws of the State of Missouri.